General liability is a common foundation for bodily injury, property damage, and certain personal or advertising injury claims. It is not a universal business-loss policy.
Reviewed July 20, 202601 · Scope
Match the policy to the operation
Describe every service, product, location, subcontractor, event, territory, and customer type accurately.
Review completed operations, products, damage to rented premises, medical payments, additional insureds, and contractual requirements.
Ask about professional, auto, employee, cyber, pollution, abuse, liquor, watercraft, and other relevant exclusions.
Use certificates as evidence of a policy—not as a substitute for reading required endorsements.
02 · Contracts
Coordinate insurance and risk transfer
Indemnity, additional-insured, waiver, and notice terms should be reviewed with qualified legal and insurance professionals before signing.